Mortgages are the largest single transaction in most people’s lives.  Buying a property can be a stressful and time consuming experience,  although nowadays the financing of a mortgage is a case of finding  and selecting the most suitable deal, rather than simply accepting a  lender’s offer. Hundreds of banks, building societies, and smaller niche lenders  compete for your business, all offering a variety of interest rate deals  (click the interest rate types link for further info), associated fees and  other enhancements to attract borrowers. At The FG (IFA) Ltd we can provide advice on all types of property purchase -  whether it is a main home in the UK, a buy to let property or indeed a  property abroad. There remains 2 main methods of repaying a mortgage loan, and it is possible  to set up the loan on a ‘part repayment and part interest only’ basis. A  description of these methods is provided by clicking the link.  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE The Financial Services Authority does not regulate some forms of mortgages Broker fees may be payable for mortgage advice. We will discuss your payment options with you and confirm the actual amount payable before we begin to provide our services. Interest rate types Mortgages Payment methods